Help Centre
Eligibility & application
Check if you qualify and find out how to apply for Co-Ownership.
- Can I make an appointment to speak to someone in person?
- How do I apply for Co-Ownership?
- Can EU, EEA, or Swiss citizens apply for Co-Ownership?
- I'm in a relationship but want to apply on my own. Is this possible?
- My partner doesn't meet the eligibility criteria. Can I still apply?
- I was married, but now separated. How does this affect my application?
- Do I need to let you know if my partner moves in?
- I own - or have previously owned - a home. Can I still apply?
- What proof of income do I need to provide?
- What bank statements do I need to send?
- I have more than one job. How is my income assessed?
- How long do I need to have been in my current job before applying?
- Does it matter if my job contract has changed recently?
- I'm self-employed, can I apply?
- I'm paid in Euro, can I apply?
- What types of benefits do you accept as income?
- I have a history of debt issues. Can I still apply?
- Is there a limit on how much credit I can have borrowed?
- Do I need a deposit to apply for Co-Ownership?
- Should I apply before or after viewing houses?
- What is an Approval?
- Can the value of my Co-Ownership Approval change?
- I applied via my financial adviser. What happens next?
- How do I get updates on my application?
- What supporting documents do I need to provide when applying?
- What happens if my application is declined?
- Why is there a difference between the amount in my Co-Ownership Approval and your online calculator said I would get?