Owning your home through Co-Ownership comes with the same day-to-day responsibilities as any homeowner. That means looking after the property and keeping up with your payments, but there's also some additional things like letting us know if there are big changes happening.
This section covers everything you need to know about managing your home and your Co-Ownership Agreement, so you always know where you stand.
Selling your home and buying us out
Whether you're ready to move on or want to own your home without Co-Ownership, we can help you understand your options. Let us know if you decide to sell your Co-Ownership home, and find out more about the process if you want to buy out our share completely.
Owning more of your home
One of the biggest advantages of Co-Ownership is the freedom to increase your share whenever you're ready. Whether you want to buy more in small 5% steps or purchase us out in one go, find out how it works and how to get started.
Paying your rent
As a co-owner, you pay Co-Ownership a monthly rent on the share of your home that we own and keeping up with rent payments is an important part of your Co-Ownership Agreement. Find out how your rent is calculated, when it's reviewed, and what to do if you're struggling to pay.
Making home improvements
Your home is yours to make your own. From decorating to fitting a new kitchen, there's plenty you can do without needing our permission. Check out the kinds of things you can change freely, and what improvements require our approval before work begins.
Changes in circumstances
Life doesn't always go to plan, and we understand that. If your circumstances change, whether that's a drop in income, a relationship breakdown, or something else significant, it's important to let us know. Find out what kinds of changes affect your Agreement and how we can help you find the right way forward.
Join the customer panel
Help us understand what matters most to you, challenge us to do better, and make sure customer perspectives are at the heart of everything we do.
Find out here
Our customer promise
Everything you can expect from us, from your first enquiry through to the day you get your keys and beyond.
Read more