Step-by-step process
Discover the simple steps involved in your home-buying journey.
Becoming a Co-Ownership customer follows a clear, step-by-step process that we've designed to be as straightforward as possible.
You start by submitting an online application, we assess your eligibility and affordability, and once approved you can begin looking for a home. After you find the right property, you buy the share you can afford, and Co-Ownership buys the rest. Over time, you can increase your share until you own your home without Co-Ownership.
Below is an overview of the full journey, from applying through to becoming a homeowner and beyond.
The process typically takes between three and six months from application to completion, though this can vary depending on how quickly you find a property and how long it takes your solicitor to complete the legal work involved.
Seven steps towards home ownership
Your journey to home ownership with Co-Ownership follows clear stages. Each brings you closer to getting your keys and starting your life as a homeowner.
Here's what to expect and what you need to do to keep things moving forward.
Everything from start to finish the whole process was smooth and excellent thank you.
Eligibility check
Our quick eligibility checker helps you see if Co-Ownership could be right for you. There's no commitment and it won't affect your credit score.
Check your eligibility
Affordability calculator
Get an idea of which of our products could be right for you, and the property value we could support you to buy.
Find out if it's affordableWe're happy to help
Our team is available to offer support and guidance at every stage. Get in touch via any of the options on our contact page, and let us know how we can help.
