Step-by-step process for buying a home
Here's what to expect at each stage of buying a home with Co-Ownership, from submitting your application through to finding your home and moving in.
Not knowing what to expect is one of the biggest barriers to buying a home. This page takes you through the Co-Ownership process from start to finish - every step, in the order it happens - so you can go in knowing exactly what to expect and what you need to do at each stage.
How long does it take?
Most applications take between three and six months from application to completion, although this can vary depending on how quickly you find a property and complete the legal process.
Before you apply
Decide if it's right for you
Check our applicant criteria
Confirm you're eligible
Using the Eligibility Checker
Get an idea of monthly costs
Via the Affordability Calculator
Your journey from application to home ownership
Check if you're eligible
Find out whether Co-Ownership could be a good fit for your circumstances. There's no commitment and it won't affect your credit score.
Check your eligibility
Find out what you could afford
Use our calculator to estimate monthly costs and understand the property value Co-Ownership could help you buy.
Use the affordability calculatorReady to take the next step?
If you're ready to get started, click the apply now button. Or if you need a little extra help understanding the process, checking your eligibility, or completing your application, our team is here to support you every step of the way.
