I have a history of debt issues. Can I still apply?

We assess each application individually. 

If you have resolved previous debt issues, such as cleared defaults, and can demonstrate improved financial management, you may still be eligible. 

However, if you have outstanding county court judgements, defaults, or other adverse credit within the last 12 months, your application is unlikely to be successful. 

Before applying, we encourage you to check your credit report with Experian. This is free, and will give you an idea of the kinds of issues that will be flagged. You can check these against our applicant criteria, to understand whether they'll have a negative impact on your application.

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