What types of benefits do you accept as income?

We consider the following benefits as income: 

• Pensions (private and state)
• Pension Credit
• Employment and Support Allowance (ESA)
• Disability Living Allowance (DLA)
• Personal Independence Payment (PIP)
• Incapacity Benefit
• Child Benefit (for up to 2 children, aged 14 or under at the time of application)
• Universal Credit (we can consider child and disability elements, but not the housing element)
• Carer's Allowance
• Foster carer fees

We do not accept Housing Benefit as income.

Before submitting your application we recommend speaking with a mortgage adviser or lender, and completing our Eligibility Checker.