We know that understanding us and how we operate helps you support your customers. Whatever your role in the house buying process, knowing how shared ownership works is essential.
Here you'll find a brief overview of how we operate in the Northern Ireland housing market, and the stages at which you'll play an important role in our customers journey.
An introduction to shared ownership
The challenge in Northern Ireland's housing market in simple terms is that people want to own homes, but face barriers to entry. Some lack savings for a deposit. Others find prices beyond their reach.
Co-Ownership operates within this context as the established provider of intermediate housing for sale, a government-backed model that makes shared ownership accessible.
Our role is to remove barriers to ownership whilst delivering on housing policy objectives: helping customers buy, supporting developers' planning obligations, and creating opportunities for lenders to reach customers they might not otherwise.
The process from start to finish
For details on the application and approval process from our customer's perspective, head over to the Homebuyer section of our website.
Information specific to you
Whether you're providing financial advice, selling properties, developing sites, handling legal transactions, or lending mortgages, you'll find guidance on working with Co-Ownership customers in these dedicated sections.
Want to learn more?
Get in touch with our Business Development team to discuss how we can support you in working with our customers, and helping more people in Northern Ireland achieve their dream of home ownership.
