Adviser tools and calculators
Everything you need for working with your customers on determining their eligibility for Co-Ownership, and deciding whether it's affordable.
Help your customers explore the concept of shared ownership with clarity. Our interactive tools and calculators will help you to model different financial scenarios, understand the monthly costs involved, and check their eligibility - all in one place.
Whether you're a financial adviser helping customers on their journey towards home ownership, a mortgage broker assessing affordability for Co-Ownership, or a lender advising applicants on their suitability for a Co-Ownership mortgage, these resources will help make these conversations easy to understand.
What's Available
- Affordability Calculator – Customers can explore how different share percentages affect what they can afford, see exact monthly costs, and compare this to renting or buying outright.
- Repayments Calculator – Shows precise monthly payments based on their specific situation and chosen share percentage.
- Buying Out Calculator – Helps customers model future scenarios: when they might increase their share, what that looks like financially, and the path to full ownership.
- Eligibility Checker – A quick self-assessment tool that gives customers confidence they meet our eligibility criteria before applying.
- Applicant Criteria – Full details on who can apply for Co-Own and Co-Own for Over 55s, helping you assess suitability quickly.
- Property Criteria – A reference guide on properties we can purchase, so your customers can check suitability before making an offer.
Use these tools in conversations with your customers, share them, or direct customers to them for independent exploration. They're designed to be intuitive and give them confidence on their home buying journey.