1. Buying with a mortgage? Choose Co-Own
You buy a share of the home (between 50% and 90%) with a mortgage, and Co-Ownership buys the rest. Depending on which lender you choose, you may not need a deposit.
The planning system in Northern Ireland is changing. This means that many new housing developments will include homes set aside as affordable homes. Co-Ownership is an affordable housing option, and some of these new homes will only be available to Co-Ownership approved customers.
As this rolls out across more council areas, we expect more homes to become available.
If you're interested in one of these homes, you can ask the Estate Agent selling the property or the Developer to reserve it for you. You will need to be eligible for Co-Ownership’s support to buy the home, and have a valid Co-Ownership Approval.
Buying through Co-Ownership: two options
There are two ways to buy a home that's only available through Co-Ownership.
2. Buying with savings or home equity? Choose Co-Own for Over 55s
Designed for people aged 55 and over, using savings or the equity from selling your current home to buy your share.
How to get an "Only available through Co-Ownership" home
Good to know: Co-Ownership customers can purchase any new build or existing home anywhere in Northern Ireland that meets our property criteria.
New homes currently available
You'll find all the live listings for new homes only available through Co-Ownership updated regularly on the PropertyPal website.
Frequently asked questions
Need help?
If you've a question about how Co-Ownership works, is it right for you or you have a specific property in mind, our team is just a phone call away.
We'll be happy to answer any queries you may have.
