---
title: Homes only available through Co-Ownership
date: 2026-07-23T16:08:00+01:00
author: Sarah Hannity
canonical_url: "https://co-ownership.org/homes-only-available-through-co-ownership"
section: Landing pages
---
![Homes only available through co](https://co-ownership.s3-assets.com/2980x1000px/_2980x1000_crop_center-center_none/homes-only-available-through-co.png) # Homes only available through Co-Ownership

Some new homes across Northern Ireland are now only available to buy through Co-Ownership - here you'll find out why, and how you can apply for one.

 

 

 

 **The planning system in Northern Ireland is changing. This means that many new housing developments will include homes set aside as affordable homes. Co-Ownership is an affordable housing option, and some of these new homes will only be available to Co-Ownership approved customers.**

As this rolls out across more council areas, we expect more homes to become available.

If you're interested in one of these homes, you can ask the Estate Agent selling the property or the Developer to reserve it for you. You will need to be eligible for Co-Ownership’s support to buy the home, and have a valid Co-Ownership Approval.

 

 

## Interested? Start here.

Find out if Co-Ownership is suitable for you using our Eligibility Checker.

 [Check your eligibility](https://co-ownership.org/tools-calculators/eligibility-checker) 

 

 

 

     ![Man and woman in meeting room looking and smiling at brochure](https://co-ownership.s3-assets.com/900x600px/_900x600_crop_center-center_none/april-miguel-looking-at-brochure-in-Co-Ownership-office.jpg) ### [1. Buying with a mortgage? Choose Co-Own](https://co-ownership.org/understanding-co-ownership/our-products)

You buy a share of the home (between 50% and 90%) with a mortgage, and Co-Ownership buys the rest. Depending on which lender you choose, you may not need a deposit.

 

  

   ![Man turning page of book sitting in living room armchair by big window](https://co-ownership.s3-assets.com/900x600px/_900x600_crop_center-center_none/Eugene-reading-on-armchair-by-living-room-window.jpg) ### [2. Buying with savings or home equity? Choose Co-Own for Over 55s](https://co-ownership.org/guides-resources/co-own-for-over-55s)

Designed for people aged 55 and over, using savings or the equity from selling your current home to buy your share.

 

  

 

 

    

 **Good to know:** Co-Ownership customers can purchase any new build or existing home anywhere in Northern Ireland that meets our property criteria.

 

 

  ## New homes currently available

You'll find all the live listings for new homes only available through Co-Ownership updated regularly on the PropertyPal website.

- [Take a look on PropertyPal](https://www.propertypal.com/search?pt=residential&coownOnly=true&currency=GBP&term=3&sta=forSale&st=sale)
 
 

  ![Propertypal properties available 1380x930px](https://co-ownership.s3-assets.com/1380x930px/_1380x930_crop_center-center_none/propertypal-properties-available-1380x930px.png)  

 

    

 

  - [  ![](https://co-ownership.org/build/images/icon-document-red.png)  **Co-Own brochure** pdf (2.62mb) 
    
     ](https://co-ownership.s3-assets.com/Files/CoOwn-Brochure.pdf)
- [  ![](https://co-ownership.org/build/images/icon-document-red.png)  **Co-Own for Over 55s brochure** pdf (0.95mb) 
    
     ](https://co-ownership.s3-assets.com/Files/CoOwn-O55s.pdf)
 
 

 ## Need help?

If you've a question about how Co-Ownership works, is it right for you or you have a specific property in mind, our team is just a phone call away.

We'll be happy to answer any queries you may have.

- [Get in touch](https://co-ownership.org/contact-us)
 
 

  ![1380x930px](https://co-ownership.s3-assets.com/1380x930px/_1380x930_crop_center-center_none/1380x930px.png)  

 

   [Trustpilot](https://uk.trustpilot.com/review/co-ownership.org)